Healthcare costs continue to rise, placing sustained financial pressure on organizations of all sizes. In fact, PwC’s annual medical trend report projects that the commercial healthcare cost trend is expected to rise to 9% in 2027, the highest figure in 17 years. While cost-sharing adjustments remain common, they are insufficient as a long-term strategy. Employers that achieve durable savings do so through deliberate plan design, structuring benefits in ways that reduce total cost while preserving the quality of care available to their workforce.
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